13 AI agents that read documents, extract data, validate income, and prepare everything for Smartr365 — so you can focus on advising clients.
For every mortgage application, you or your team must manually process, check, and enter data from multiple documents.
Open each PDF, find salary, NI number, employer
15-25 min per document
Compare payslip vs bank statement credits
10-15 min
Check Fact Find vs document discrepancies
20-30 min
Chase missing documents by email
5-10 min per email
Enter data into Smartr365
15-20 min per case
Track which cases are complete
Ongoing mental load
AI reads and extracts all fields instantly
Instant — done in seconds
Automatic cross-document comparison
Automatic — flags mismatches
Full Fact Find comparison report
Automatic — full comparison report
Professional email sent automatically
Automatic — English or Polish
One-click Smartr365 import
One click — data ready
Live dashboard with all cases
Dashboard — see everything at a glance
Save 30-60 hours every month
That's £360-900 in equivalent labour saved
From document upload to broker-ready report — fully automated, fully auditable.
Client emails documents to your Outlook address or uploads via Smartr365 portal. BrokerPilot picks them up automatically.
Each PDF is identified automatically: payslip, bank statement, passport, SA302, P60, driving licence, credit report, and more.
Every relevant field is extracted: name, NI number, salary, deductions, balances, credits, UTR, expiry dates — all structured and clean.
Pure code checks: does basic + OT + bonus = gross? Does gross - deductions = net? NI format correct? Balance reconciliation.
Payslip net pay vs bank credits. Employer name match. Declared income vs documents. Undeclared liabilities flagged.
Clear, scannable report with checkmarks, crosses, and warnings. Documents received, missing items, and Fact Find discrepancies.
DOCUMENTS RECEIVED
✔ Payslips (3 months)
✔ Bank statements (3 months)
✔ Passport
DOCUMENTS MISSING
✘ Proof of address
✘ Credit report
FACT FIND DISCREPANCIES
⚠ Overtime not declared (payslips show £200/month)
⚠ Bonus declared as £0 but payslip shows £150
⚠ HP payment £189/month on bank statement — not declared
Hub-and-spoke architecture prevents error amplification. Each agent does one thing exceptionally well.
Deterministic Python routing — no LLM calls
Routes documents through the correct agents using if/elif conditionals
5 specialist agents
4 specialist agents
3 specialist agents
Pure Python code
No bloat. Every feature solves a real problem in mortgage document processing.
Recognises 10 document types instantly. Payslips, bank statements, SA302, passports, P60s, credit reports — seconds, not minutes.
Automatically compares payslip net pay with bank salary credits. Flags discrepancies over £10. Catches what tired eyes miss.
Hard-coded boundaries: never gives financial advice, always escalates vulnerability, full audit trail. Consumer Duty ready.
Professional emails in English and Polish. Human-written templates — never AI-translated. Missing document reminders sent automatically.
Three ways to push data: CSV import, PDF case pack, or supervised browser autofill. You always approve before anything enters the CRM.
OpenAI extracts the data, Anthropic's Claude reviews it. Cognitive diversity catches errors a single model would miss. Per-field confidence scores.
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Tests Passing
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AI Agents
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Document Types
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Saved Per Month
< £0
AI Cost Per Month
0%+
Accuracy
All-inclusive monthly subscription. AI costs, hosting, support — everything covered. No surprises.
All-inclusive. Up to 50 cases/month.
All 13 AI agents — full pipeline
AI costs included (OpenAI + Anthropic)
Dedicated cloud server included
Smartr365 + Outlook integration
Bilingual emails (EN + PL)
Setup & onboarding included
Cost breakdown (50 cases/mo)
Saves broker £300-750/month in admin hours
ROI achieved within the first week
Up to 5 advisers. Up to 150 cases/month.
Everything in Solo, plus:
Multi-adviser dashboard & case tracking
Branded client emails (your firm name)
Priority support (same-day response)
Monthly performance reports
Quarterly review call with our team
Cost breakdown (150 cases/mo)
Saves broker £1,500-4,500/month across the team
ROI: 5x to 15x per month
From £599/month. Unlimited advisers.
Everything in Small Practice, plus:
Unlimited advisers, unlimited cases
White-label — your brand, your product
Dedicated implementation engineer
SLA guarantee (99.9% uptime)
Custom integrations & API access
Cost breakdown (500 cases/mo)
Volume discounts from 10+ advisers
£0.09 AI cost per case — scales cheaply
35,263 FCA-registered mortgage advisers. Zero AI-native competitors in this space. BrokerPilot is purpose-built for the UK regulatory environment — FCA Consumer Duty, GDPR, and Smartr365 integration baked in from day one.
£1,780
MRR @ 10 clients
~£1,400 profit
£11,950
MRR @ 50 clients
~£11,000 profit
£47,800
MRR @ 200 clients
~£43,000 profit
77–81% gross margin
AI cost: £0.09/case
TAM: 35,000+ advisers
£3.16B market, growing 6%/yr
Zero direct competitors
First-mover in UK broker AI
Book a demo and see BrokerPilot process real mortgage documents in real time.